Guide
How OutBudget works
Start with the mental model, then walk through each feature. Most chapters are short — five minutes apiece.
- 01
Getting started
The OutBudget approach, the journey from zero to a working plan, and what to do first.
- 02
Thinking in forecasts
The mental model behind OutBudget — forecast-first vs. reactive budgeting, and why the difference matters.
- 03
Accounts and multi-currency
Setting up accounts, choosing a base currency, handling FX rates, and recording transfers between accounts.
- 04
Creating your first forecast
Building your forward-looking plan with assumptions, categories, goals, and a realistic planning horizon.
- 05
Floating obligations
How to plan for real costs with flexible timing, without turning OutBudget into an envelope system.
- 06
Logging transactions
Daily and batch entry, multi-currency transactions, editing and reconciling — keeping your actuals accurate.
- 07
Reading your budget
The budget view, key indicators, variance signals, and how to make in-month decisions based on what you see.
- 08
Analytics: forecast, actuals, variance
The payoff — using all your data together to understand trends, spot drift, and decide what to do next.